Mobile Money

Discover how to send funds directly from your available balance to a mobile money account.

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NOTICE
This endpoint only support Mobile Money if your planning on sending to both mobile money and banks then use the bank method it support both Airtel Money, TNM Mpamba and Banks.

Mobile money transfers are different from bank transfers because they use different systems, but both send money instantly, so the recipient gets it right away.

Mobile Money Sample Request

Initiating Bank Transfer
To complete a Mobile Money transfer, adhere to these steps:

Obtain the necessary Get Operator ID. Send a request to get the operators’ endpoints to retrieve the correct bank operator ID required for the transfer.

curl --request POST \
     --url https://api.paychangu.com/mobile-money/payments/initialize \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --data '
{
  "mobile_money_operator_ref_id": "20be6c20-adeb-4b5b-a7ba-0769820df4fb",
  "mobile": "0990000000",
  "amount": "1000",
  "charge_id": "PC-64FU65435"
}
'

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Sample in other languages check here.

Handling the Response

After initiating a transfer, you will receive a response like this:

"status": "success",
  "message": "Payment initiated successfully.",
  "data": {
    "amount": 1000,
    "charge_id": "PC-64FU65435",
    "ref_id": "95652259752",
    "trans_id": "f28e10a6-5d71-4499-9ac3-fdce917fae98",
    "first_name": null,
    "last_name": null,
    "email": null,
    "status": "pending",
    "mobile": "+265990xxxx00",
    "attempts": 2,
    "currency": "MWK",
    "mode": "live",
    "created_at": "2024-06-15T00:21:33.000000Z",
    "completed_at": null,
    "mobile_money": {
      "name": "Airtel Money",
      "ref_id": "20be6c20-adeb-4b5b-a7ba-0769820df4fb",
      "country": "Malawi"
    }
  }
}

There are some important details here:

status.data.status is the status of the transfer. status.data.charge_id is the ID of the transfer. You can use this ID to fetch details about this transfer later.

Updated 8 days ago